\begin{tabular}{l*{13}{c}}
\hline\hline
            &          c1&          c1&          c1&          c1&          c1&          c1&          c1&          c1&          c1&          c1&          c1&          c1&          c1\\
\hline
\indent Put option&       2.504&      38.150&       3.041&       1.112&       0.000&       1.478&       0.000&       1.276&       0.000&       0.978&       0.000&       1.163&       0.000\\
\indent Call option&       8.418&      45.059&       1.830&       0.604&       0.000&       1.033&       0.000&       0.736&       0.000&       0.658&       0.000&       0.500&       0.000\\
\indent LTV &      80.783&      95.484&       1.073&       0.071&       0.000&      -0.082&       0.000&      -0.240&       0.000&       0.024&       0.002&       0.139&       0.000\\
\indent Income ($10,000s)&      11.656&      20.148&       1.050&       0.049&       0.000&      -0.010&       0.518&       0.002&       0.894&       0.053&       0.000&       0.070&       0.000\\
\indent Asian segregation&      44.847&      51.059&       1.075&       0.072&       0.000&       0.002&       0.914&      -0.030&       0.011&       0.137&       0.000&       0.014&       0.032\\
\indent Hispanic segregation&      49.569&      59.137&       1.025&       0.024&       0.001&       0.154&       0.000&       0.050&       0.000&      -0.112&       0.000&      -0.004&       0.526\\
\indent Black segregation&      60.850&      71.954&       0.886&      -0.121&       0.000&      -0.241&       0.000&      -0.174&       0.000&      -0.015&       0.228&       0.001&       0.884\\
\indent ARM indicator&       0.000&       0.000&       1.490&       0.399&       0.000&       0.285&       0.000&       0.203&       0.000&       0.383&       0.000&       0.473&       0.000\\
\indent Hispanic to white&       0.000&       0.000&       1.257&       0.229&       0.000&       0.323&       0.000&       0.281&       0.000&       0.277&       0.000&       0.233&       0.000\\
\indent High cost loan indicator&       0.000&       0.000&       1.296&       0.259&       0.000&       0.347&       0.000&       0.215&       0.000&       0.234&       0.000&       0.306&       0.000\\
\indent Purchase to refinance&       0.000&       0.000&       1.265&       0.235&       0.000&       0.100&       0.000&       0.253&       0.000&       0.269&       0.000&       0.226&       0.000\\
\indent Black to white&       0.000&       0.000&       1.038&       0.037&       0.023&       0.211&       0.000&       0.210&       0.000&       0.029&       0.056&      -0.045&       0.020\\
\indent PTI $>$ 31\% indicator&       0.000&       0.000&       1.024&       0.023&       0.088&       0.057&       0.040&       0.068&       0.001&       0.019&       0.256&      -0.004&       0.770\\
\indent Modification indicator&       0.000&       0.000&       0.901&      -0.104&       0.000&      -0.223&       0.000&       0.126&       0.000&       0.025&       0.197&      -0.248&       0.000\\
\indent FICO $>=$ 720 to FICO $<$ 620&       0.000&       0.000&       0.563&      -0.575&       0.000&      -0.401&       0.000&      -0.675&       0.000&      -0.513&       0.000&      -0.553&       0.000\\
\hline\hline
\end{tabular}
